Moving home is proven to be one of the most stressful things you can do, but with a strong and dedicated conveyancer behind you, it really doesn’t need to be like that. From first time buyers to experienced home owners, buying and selling property has many steps to be completed along the way before you can legally declare the home to be your own.
When buying a property in most cases, mortgages need to be arranged, surveys on the property completed and acted upon should there be any issues, checks need to be carried out to confirm the property is in fact able to be sold by the vendor; a huge amount of work to complete the purchase.
If you are in the position of selling, there are equally as many stages to progress through; providing documentation when requested, arranging any changes needed to mortgages, transferring title deeds, the list is endless. With so much that needs to be completed it is imperative you enlist the help of a trained and experienced professional.
At Morlings we have a strong and competent team of experienced conveyancing lawyers who can guide you through the buying and selling process.
To assist buyers they can:
- check that the seller is entitled to sell and that they own everything being offered for sale;
- check whether anyone other than the seller is living at the property and if so get their agreement to leave as soon as the sale proceeds;
- carry out searches to check for potential problems, such as a history of flooding or subsidence, breach of planning rules or plans to build a major road nearby;
- check that your financial arrangements are in order, including any mortgage you may be reliant on;
- set a timetable for completion which ensures any related sales or purchases linked to your transaction all complete on the same date;
- prepare the property transfer papers;
- advise you on the costs and expenses you will need to pay, including stamp duty land tax if applicable; and
- register your ownership of the property with the Land Registry once the purchase completes.
To assist sellers they can:
- obtain the evidence needed to prove your entitlement to sell and that you own the property and any land around it;
- where such evidence cannot be obtained, for example because you have no legal documents proving your ownership, advise on the likelihood of you being able to apply to the Land Registry for recognition of your ownership rights based on the length of time you have occupied the property;
- deal with any other queries raised as a result of the buyer’s searches;
- advise you on your options if the buyer seeks a price reduction because of an unexpected problem;
- ensure the transfer papers are in order;
- complete the transfer and settle any outstanding mortgage; and
- advise you on the costs and expenses you will need to pay, including capital gains tax if selling a second home or investment property.
Advising individuals throughout Maidstone, Kent and beyond
We have offices in Maidstone, Gravesend, Tonbridge, Chatham and Tenterden where we can meet you to discuss your requirements.
We can also offer meetings at your home if necessary, and in exceptional circumstances a telephone appointment can be arranged via skype.
The cost of buying or selling a property will vary depending on your circumstances. We are happy to provide a quotation after discussing your requirements.